KKN Gurugram Desk | Former US President Donald Trump has introduced a new immigration proposal to attract high-net-worth individuals worldwide. He has suggested launching a “gold card” visa, which would be priced at $5 million and would grant green card privileges and a pathway to US citizenship.
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Speaking at the Oval Office, Trump emphasized that this visa program aims to bring wealthy individuals into the US through investment-driven immigration. He stated:
“We are going to be selling a gold card… We are going to be putting a price on that card of about $5 million. It’s going to give you green card privileges plus a route to (American) citizenship.”
This proposal could serve as an alternative to the EB-5 visa program, which allows immigrants to gain a US green card through investment and job creation.
Currently, $5 million is equivalent to approximately ₹43 crore in Indian currency. This amount is considered a significant fortune in India, capable of providing an extravagant lifestyle.
So, what can ₹43 crore buy you in India? Let’s find out.
What Can ₹43 Crore Get You in India?
1. Luxury Real Estate in India
Owning a luxurious property in India with ₹43 crore is quite possible, although the price varies by city.
- In Mumbai, the cost of premium apartments can exceed ₹43 crore, especially in areas like South Mumbai, Bandra, or Juhu. However, you can still find spacious luxury flats within this budget.
- In Delhi, Gurugram, Noida, and Bengaluru, you can purchase multiple luxury apartments or even a private villa in a prime location.
- In Kolkata, Pune, or Hyderabad, you can afford ultra-luxury bungalows and penthouses within this budget.
Real estate in India is a solid investment option, with property prices appreciating over time.
2. Passive Income from Fixed Deposits
For those who prefer low-risk investments, putting ₹43 crore in a fixed deposit (FD) can generate a steady passive income.
- At an interest rate of 7%, a fixed deposit of ₹43 crore can earn you nearly ₹3 crore per year as interest (before taxes).
- This means you never have to work again and can enjoy a comfortable lifestyle with a stable annual income.
Alternatively, investing in stocks, mutual funds, and gold can yield higher returns, though they come with some risk.
3. Buy Multiple Rolls Royce Cars
If you are a luxury car enthusiast, ₹43 crore can fulfill your Rolls Royce dream.
- The Rolls-Royce Phantom VIII EWB, one of the most expensive luxury cars, starts at around ₹12 crore in India.
- With ₹43 crore, you can buy three Rolls-Royce Phantoms and still have ₹7 crore left.
Apart from Rolls Royce, you could also own multiple Lamborghini, Ferrari, Bentley, and Mercedes Maybach cars.
4. Sponsor Meals for Millions of Children
India runs one of the world’s largest mid-day meal programs for schoolchildren.
- As per government data, the cost of a mid-day meal in PM-POSHAN (formerly Mid-Day Meal Scheme) for an upper primary student is ₹9.29 per meal.
- With ₹43 crore, you can sponsor 4.68 crore meals for children across India.
This means millions of underprivileged children could receive a nutritious meal because of your donation.
5. Travel the World Over 200 Times
For travel lovers, ₹43 crore is enough to fund a dream world tour multiple times.
- A budget world tour can cost around ₹20 lakh per trip.
- With ₹43 crore, you can travel around the world 217 times.
Whether you prefer luxury vacations in Europe, island hopping in the Maldives, or exploring exotic destinations, this budget gives you complete travel freedom.
6. Buy Over 3,600 iPhone 16 Pro Smartphones
For Apple lovers, owning the latest iPhone in bulk is now a possibility.
- The iPhone 16 Pro costs around ₹1,20,000 in India.
- With ₹43 crore, you could buy over 3,629 iPhones.
That’s enough to gift an iPhone to an entire town or even start a smartphone resale business!
What Does This Mean for the US Immigration System?
Trump’s gold card proposal could transform the US immigration system, making it easier for the wealthy elite to gain permanent residency and citizenship.
- It is designed to attract high-net-worth individuals who can contribute financially to the US economy.
- Unlike the EB-5 visa program, which requires job creation, the gold card appears to be a direct investment-based visa.
This move has received mixed reactions, with critics arguing that US residency should not be “for sale”. Meanwhile, business groups believe wealthy investors could help boost the economy.
Comparing the Cost of Living: US vs. India
While $5 million (₹43 crore) may not be a massive fortune in the US, it is a life-changing amount in India.
- Cost of living in India is significantly lower compared to major cities in the United States.
- With ₹43 crore, one can afford luxury real estate, high-end cars, international vacations, and financial security in India.
- In contrast, in the US, this amount might only cover a single luxury home in New York or California.
For Indian entrepreneurs, investors, and professionals, choosing between US residency and an ultra-luxurious life in India becomes an interesting debate.
Trump’s $5 million gold card visa proposal is set to reshape the US immigration landscape, providing a new route for wealthy individuals to gain green card benefits.
At the same time, ₹43 crore in India can open doors to luxury, financial freedom, and a high-quality lifestyle. Whether it’s buying properties, investing for passive income, or traveling the world, this amount is transformational in India.
As wealthy Indians evaluate their immigration options, the question remains— Is American citizenship worth ₹43 crore, or is a luxurious life in India a better choice?
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