Over 10 crore farmer families across India are eagerly awaiting the 20th installment of the PM Kisan Samman Nidhi scheme, which could arrive anytime before July 31, 2025. This installment is a crucial financial aid for farmers, as it provides them with direct cash support to improve their agricultural activities. However, to receive this payment, farmers must complete their e-KYC (Know Your Customer) process, which is a mandatory step for eligibility. In this article, we’ll guide you on how to complete the e-KYC process through your mobile and also help you understand who will not be eligible to receive this installment.

PM Kisan Samman Nidhi Scheme: A Lifeline for Indian Farmers

The PM Kisan Samman Nidhi Yojana, launched by the Government of India, is a flagship initiative aimed at providing financial assistance to small and marginal farmers. Under this scheme, farmers are provided with Rs. 6,000 annually in three equal installments of Rs. 2,000 each, directly deposited into their bank accounts. The primary objective of the scheme is to support farmers in meeting their agricultural needs, such as purchasing seeds, fertilizers, and other farming inputs.

The 20th installment is highly anticipated, with over 10 crore farmers eagerly waiting for the direct benefit transfer (DBT). This installment will significantly benefit farmers across the country, as it helps them navigate the financial challenges they face due to unpredictable crop yields and other economic hurdles.

Who Will Not Be Eligible for the 20th Installment of PM Kisan Samman Nidhi?

Before you proceed with completing the e-KYC, it’s important to know whether you are eligible to receive the 20th installment. While the scheme is intended to benefit small and marginal farmers, some individuals may not be eligible for this financial aid. Here are the categories of farmers who will not be eligible to receive the PM Kisan benefits:

1. Government Employees: Farmers who are employed by the government are excluded from the scheme. This includes all central and state government employees, as the scheme is intended for those without regular salaried income.

2. Taxpayers: Individuals who pay income tax are also ineligible for the PM Kisan scheme. This category typically includes high-income individuals whose tax liabilities exceed the prescribed limit.

3. Professionals and Consultants: Individuals who are involved in professions such as doctors, engineers, and consultants are not eligible for this scheme. The idea is to assist those who primarily depend on farming as their livelihood.

4. Farmers with Landholdings Above the Specified Limit: Farmers who own land beyond a specific limit set by the government are also excluded from the scheme. The PM Kisan Samman Nidhi is aimed at small and marginal farmers, and those with large agricultural holdings do not qualify for the financial assistance.

5. Inactive or Invalid Bank Accounts: Farmers who have not linked their bank accounts to their Aadhaar numbers or whose bank accounts are invalid may not receive the benefit. This is why it’s crucial to ensure your bank details are up to date and accurate.

6. Certain Categories of Farmers: As per the guidelines, farmers in certain categories such as those holding high-paying jobs or owning large land holdings might also be excluded from receiving the benefits. The government’s eligibility criteria ensure that the financial aid reaches only the intended recipients.

Steps to Complete E-KYC for PM Kisan 20th Installment

To ensure that you receive the 20th installment of the PM Kisan Samman Nidhi, it is mandatory to complete your e-KYC. The e-KYC process is essential to authenticate your details and confirm your identity, which helps in preventing fraudulent claims. Here’s how you can complete the e-KYC process using your mobile:

1. Visit the Official PM Kisan Portal: Open your mobile browser and visit the official PM Kisan website at www.pmkisan.gov.in.

2. Login to Your Account: Once on the homepage, click on the “Farmer Corner” tab and log in with your details, including your Aadhaar number and other required credentials.

3. Select ‘e-KYC’ Option: After logging in, you will find the option for “e-KYC.” Click on this option to begin the verification process.

4. Enter Your Aadhaar Number: You will be prompted to enter your Aadhaar number. This step is crucial, as the e-KYC process is linked to your Aadhaar details to verify your identity.

5. Complete OTP Verification: An OTP (One-Time Password) will be sent to your registered mobile number linked with your Aadhaar. Enter this OTP to proceed with the verification.

6. Biometric Authentication (If Required): In some cases, you may be required to perform biometric authentication through an Aadhaar-enabled device, especially if you are completing the KYC from a public place or through a kiosk. This step ensures the security of the process.

7. Confirmation: After completing the process, you will receive a confirmation that your e-KYC has been successfully completed. This means your details are updated and verified for receiving the 20th installment.

Alternative Method: E-KYC Through PM Kisan Mobile App

If you prefer to complete the e-KYC process on your mobile, you can download the PM Kisan mobile app from the Google Play Store or the Apple App Store. Once downloaded, follow the same steps outlined above to complete the e-KYC process through the app. The mobile app is user-friendly and offers a convenient way to manage your PM Kisan account, check installment status, and update your details.

Check Your PM Kisan Status Before the 20th Installment

It’s important to verify that your name is still listed under the PM Kisan scheme before the 20th installment is credited to your account. If your name has been removed or if there are any issues with your application, you can check the beneficiary status online through the PM Kisan website. Simply visit the website, go to the “Farmer Corner,” and click on “Beneficiary Status.” Enter your Aadhaar number or bank account details to check your eligibility for the upcoming payment.

The PM Kisan Samman Nidhi scheme has been a major support for millions of farmers across India. As the 20th installment approaches, it is important for farmers to complete their e-KYC to ensure that they receive the financial aid without any issues. By following the steps outlined above, you can easily complete the e-KYC process using your mobile phone and check if you are eligible to receive the payment. Additionally, being aware of the categories of individuals who are ineligible will help you avoid any confusion regarding your status in the scheme.

Stay updated with the latest information and ensure your details are correct to receive your share of the PM Kisan Samman Nidhi, which continues to serve as a vital support system for small and marginal farmers in India.