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Bihar Women Employment Scheme: Direct Transfer of ₹10,000 to Beneficiaries

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The Government of Bihar has accelerated efforts to implement the Mukhyamantri Mahila Rojgar Yojana, aimed at empowering women across the state. The scheme ensures financial assistance is transferred directly into the accounts of eligible women, providing a strong push toward economic independence and rural development.

Direct Benefit Transfer of ₹10,000

Under this initiative, women who apply through Jeevika Mahila Gram Sangathans will receive ₹10,000 directly into their bank accounts via the Direct Benefit Transfer (DBT) system. The application process has been made simple and free of cost, ensuring maximum participation from women in rural areas.

After verification of applications, the approved beneficiaries will get financial assistance without any intermediaries. This transparent transfer aims to reduce corruption and ensure that funds reach the intended recipients quickly.

Launch of the Scheme by Chief Minister Nitish Kumar

The scheme was officially launched by Chief Minister Nitish Kumar on 7 September. At the initial stage, each selected woman will receive ₹10,000. Based on the employment and business potential, the government may provide up to ₹2 lakh as additional assistance in future phases.

This phased financial support ensures that women not only receive immediate relief but also long-term backing to establish sustainable income-generating activities.

Focus on Women Linked with Jeevika

In the first stage, the scheme prioritizes women associated with Jeevika groups. However, women who are not yet linked to Jeevika are also being encouraged to join and apply.

Villages across the state are witnessing meetings and awareness campaigns where Jeevika representatives guide women about the benefits of the program. The application process remains entirely free, removing financial barriers for rural women.

Widespread Promotion and Awareness

To ensure the scheme reaches every household, awareness campaigns are being carried out across districts including Gaya. Awareness vehicles have been launched, and special meetings are organized in villages to explain the eligibility, process, and long-term benefits of the scheme.

Officials emphasize that the scheme is not just financial assistance but also a step toward empowering women by encouraging them to actively participate in the rural economy.

Statement from Officials

According to Jeevika District Project Manager Acharya Mammat, the scheme aims to ensure that at least one woman from each family receives financial support to start or expand income-generating activities. He added that the initiative would boost the rural economy and create opportunities for women to become self-reliant.

Economic and Social Impact

The Mukhyamantri Mahila Rojgar Yojana has the potential to significantly transform rural livelihoods in Bihar. By providing immediate financial assistance followed by additional support, the scheme creates a path for women to start small businesses, invest in farming, animal husbandry, or other micro-enterprises.

Women’s increased participation in the economy can also lead to greater decision-making power in households, enhancing their social status. The scheme complements other women-centric initiatives in Bihar, strengthening the overall framework for gender equality.

Future Prospects

The government is monitoring the initial phase closely to ensure smooth implementation. If successful, the scheme could be expanded further, possibly linking women to larger credit facilities, skill training programs, and entrepreneurship development opportunities.

By combining direct cash transfers with potential long-term financial support, Bihar aims to create a model that addresses both immediate needs and sustainable growth.

The Bihar Women Employment Scheme is a landmark step toward empowering rural women. With ₹10,000 being directly transferred into their accounts and the possibility of receiving up to ₹2 lakh for business expansion, women in the state stand to benefit immensely.

The transparent application process, widespread awareness drives, and strong government backing make this initiative a significant move toward rural development and women’s economic independence. As the scheme rolls out across districts, it promises to create a wave of positive change, strengthening both families and the state’s economy.

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