If you’re planning to buy gold or silver during this holy month of Sawan, it’s crucial to check the latest prices before making a purchase. On Sunday, July 13, 2025, gold prices have crossed ₹99,000 per 10 grams while silver is trading close to ₹1.15 lakh per kilogram, according to the Indian bullion market.
These significant highs are drawing attention from both investors and jewelry buyers. With gold and silver rates fluctuating daily, it is vital to stay updated. Here’s a detailed city-wise breakdown and important information on purity, hallmarking, and current market trends.
Delhi: ₹74,910
Mumbai & Kolkata: ₹74,790
Indore & Bhopal: ₹74,830
Chennai: ₹75,300
This variant is popular for fashion jewelry and accessories.
Delhi, Jaipur, Lucknow: ₹91,150
Hyderabad, Kerala, Mumbai, Kolkata: ₹91,400
Indore & Bhopal: ₹91,450
22-carat gold is mostly used in making traditional jewelry in India and is a blend of 91.6% pure gold and alloyed metals like copper or silver.
Delhi, Jaipur, Lucknow, Chandigarh: ₹99,860
Hyderabad, Kerala, Bengaluru, Mumbai: ₹99,710
Indore & Bhopal: ₹99,760
Chennai: ₹99,710
24K gold is 99.9% pure and ideal for investment in coins or bars but is too soft for jewelry-making.
Delhi, Mumbai, Lucknow, Kolkata, Jaipur, Ahmedabad: ₹1,15,000
Chennai, Hyderabad, Kerala, Madurai: ₹1,25,000
Bhopal & Indore: ₹1,15,000
Silver, considered the second-most preferred precious metal after gold, has seen a sharp increase amid global economic fluctuations and rising demand.
Knowing how to verify gold purity is essential for all buyers, especially with soaring prices.
24K (999): 99.9% pure – used for coins and bars.
22K (916): 91.6% pure – ideal for jewelry.
21K (875): 87.5% pure – used in select ornaments.
18K (750): 75% pure – common in designer jewelry.
14K (585) and below – mixed with higher alloy content.
The hallmark on gold jewelry is certified by the Bureau of Indian Standards (BIS), which assures buyers of purity and authenticity.
Gold and silver prices vary due to multiple national and international factors, including:
Global Economic Conditions
Inflation, interest rates, and geopolitical unrest impact precious metal rates globally.
USD to INR Exchange Rate
A stronger dollar often raises import costs, affecting local bullion prices.
Import Duty and Taxes
India is the second-largest gold importer. Any change in customs duty directly influences domestic rates.
Demand during Festivals and Wedding Season
Sawan, Raksha Bandhan, and Diwali traditionally drive up gold and silver purchases in India.
Central Bank Policies
Gold reserve movements by the RBI or international banks also create ripples in the market.
When investing in or purchasing precious metals, keep these tips in mind:
Always Buy Hallmarked Jewelry
Look for the BIS logo and the carat purity stamp.
Compare City-wise Rates
Prices can differ slightly based on regional taxes and demand.
Ask for an Invoice
Always take a proper bill to ensure fair valuation during resale.
Understand Making Charges
Most jewelers charge 6% to 14% as making charges, sometimes even more.
Investment vs. Ornamental Purpose
Buy 24K gold for investment and 22K or 18K for wearable jewelry.
Gold remains one of the safest investment havens amidst economic uncertainty. With stock markets fluctuating and inflation pressures looming, investors are looking toward precious metals as a hedge. Moreover, gold offers:
Long-term capital appreciation
Liquidity in emergencies
Safe asset diversification
| City | 22K Gold (₹/10g) | 24K Gold (₹/10g) | Silver (₹/kg) |
|---|---|---|---|
| Delhi | ₹91,150 | ₹99,860 | ₹1,15,000 |
| Mumbai | ₹91,400 | ₹99,710 | ₹1,15,000 |
| Kolkata | ₹91,400 | ₹99,710 | ₹1,15,000 |
| Chennai | ₹N/A | ₹99,710 | ₹1,25,000 |
| Hyderabad | ₹91,400 | ₹99,710 | ₹1,25,000 |
| Bhopal | ₹91,450 | ₹99,760 | ₹1,15,000 |
| Jaipur | ₹91,150 | ₹99,860 | ₹1,15,000 |
With gold prices crossing ₹99,000 and silver nearing ₹1.15 lakh, this could be a good time to invest, especially if you’re considering long-term gains or wish to buy for upcoming festivals. However, price-conscious buyers should monitor daily fluctuations closely.
You can track real-time updates on official bullion market sites or trusted apps. Always ensure you verify purity and demand a bill for a secure transaction.
This post was published on July 13, 2025 13:27
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