In a significant move to empower women in Bihar, Chief Minister Nitish Kumar launched the Mukhyamantri Mahila Rojgar Yojana, aiming to help women become self-reliant. This scheme provides financial assistance to women to help them start their own self-employment ventures. As part of the initiative, women are given an initial amount of ₹10,000 to begin their entrepreneurial journey. The scheme has received widespread attention, with millions of women across the state applying for the benefit.

On September 26, 2025, Prime Minister Narendra Modi, through a virtual event, officially disbursed the first installment of this scheme. Chief Minister Nitish Kumar also participated in the online program, marking a major milestone in this initiative. As part of this initiative, ₹10,000 was directly transferred to the bank accounts of 75 lakh women across Bihar.

The Objective of Mukhyamantri Mahila Rojgar Yojana

The primary goal of the Mukhyamantri Mahila Rojgar Yojana is to enable women to take charge of their financial independence by supporting them in setting up small businesses or ventures. With a grant of ₹10,000 as seed money, the government intends to assist women in pursuing self-employment opportunities, particularly in rural and urban areas. This initiative provides not only financial assistance but also a sense of empowerment to women by giving them the tools to support themselves and their families.

The scheme’s aim is also to break the financial dependency many women face by providing them with the means to become financially self-sufficient. By offering this initial capital, the state government hopes to improve the socio-economic status of women in Bihar, which will ultimately contribute to gender equality and women’s rights.

Who Is Eligible for Mukhyamantri Mahila Rojgar Yojana?

The scheme is designed to help women who are eager to become self-reliant and start their own businesses. However, only those women whose names appear in the beneficiary list are eligible to receive the ₹10,000 financial assistance. If you have applied for the scheme and are unsure whether your name is included in the list, you will need to contact your local village organization. You can reach out to the Area Level Officer (ALO) or Community Resource Person (CRP) in your area for confirmation.

For women in urban areas who have applied for this scheme, they can visit the municipal office or the district office of Jeevika to check the status of their application. It is important for applicants to regularly check the beneficiary list to avoid any confusion.

How to Check the Status of Your Payment

Once your name is listed as a beneficiary, the next step is to ensure that the financial aid has been credited to your bank account. If you wish to confirm whether the money has been deposited into your account, you can check your balance by updating your bank passbook. Additionally, you can also use mobile banking or internet banking to check your account balance. For those who prefer offline options, visiting a Rural Bank Mitra or Common Service Center (CSC) can also provide information regarding the payment.

What to Do If Payment Has Not Been Received

If, after checking, you find that the payment has not been credited to your account, there is no need to panic. First, make sure that all the information you provided in your application form, such as your bank account number, IFSC code, and Aadhaar number, is correct. Verify that your bank account is linked to your Aadhaar number, as this linkage is crucial for processing the payment.

If your bank details are correct and the account is properly linked with Aadhaar, but the payment still hasn’t arrived, there might be a delay due to technical glitches or server issues with the bank. In such cases, it is advised to contact your nearest Jeevika office, the bank branch, or the block-level officials to inquire about the status of your application. The concerned authorities will be able to help resolve the issue and provide you with the necessary information.

Importance of Vigilance and Avoiding Fraud

Women are advised to stay alert and not share their bank details with any unknown individuals. It is essential to only rely on authorized government portals or offices for updates and information regarding the scheme. In the era of digital transactions, fraud and scams have become more common, and it is important to protect your personal information from such threats.

The government’s effort to transfer funds directly into the bank accounts of beneficiaries aims to ensure transparency and prevent fraud. Women should exercise caution and ensure that they are receiving accurate and legitimate information regarding the scheme. Being cautious and well-informed will help avoid any potential problems during the application process or payment disbursement.

The Mukhyamantri Mahila Rojgar Yojana is a commendable initiative by the Bihar government to empower women economically. By providing financial assistance to women who wish to become self-reliant, the scheme encourages entrepreneurship and supports the socio-economic development of women in the state.

This initiative is particularly important in rural and underprivileged areas, where women often face barriers to starting their own businesses. The ₹10,000 assistance serves as a vital stepping stone for these women to take control of their financial futures and become contributors to their community’s growth.

With the first installment now being disbursed, it is crucial for beneficiaries to check their status and ensure that the payment has been successfully transferred. By staying vigilant, women can make the most of this opportunity and begin their journey towards financial independence. The Mukhyamantri Mahila Rojgar Yojana is a great example of how government schemes can have a lasting impact on women’s empowerment and financial inclusion.